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Terms of Service

These Terms of Service (the “Terms”) constitute a binding agreement between WILCO LLC, an Ohio limited liability company (“WILCO,” “we,” “us,” or “our”), and the individual who accesses or uses the WILCO application, website, and related services (collectively, the “Service,” and such individual, “you” or “User”).

By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and by the Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you may not access or use the Service.

Notice of Binding Arbitration and Class Action Waiver

Section 13 of these Terms requires that disputes between you and WILCO be resolved by individual binding arbitration seated in the State of Ohio, and waives your right to a trial by jury and your right to participate in any class, collective, consolidated, or representative proceeding. Section 11 provides that the Service is furnished on an “as is” basis without warranties of any kind, and Section 12 limits WILCO’s liability to you. Please review those provisions carefully.

1. Acceptance of the Terms

Your access to or use of the Service constitutes acceptance of these Terms and forms a binding contract between you and WILCO. If you access or use the Service on behalf of an entity, you represent and warrant that you are authorized to bind that entity, and “you” refers to that entity.

2. Eligibility

The Service is offered only to individuals who are at least thirteen (13) years of age. By accessing or using the Service, you represent and warrant that you satisfy this requirement and that you are not barred from using the Service under the laws of any applicable jurisdiction.

3. The Service

WILCO furnishes a wellness and personal-discipline platform providing habit and schedule tracking, notes, missions, adventures, informational content, and related features. WILCO reserves the right to add, modify, suspend, or discontinue any feature or component of the Service, in whole or in part, at any time and without liability to you, subject to Section 6 with respect to paid subscriptions.

4. Accounts

Accounts are established and accessed through third-party authentication providers, including Google and Apple. You are responsible for maintaining the confidentiality and security of the credentials associated with your account and for all activity conducted through it, whether or not authorized by you. You shall notify WILCO promptly at support@wilco.today upon becoming aware of any unauthorized access to or use of your account.

5. Acceptable Use

You shall not, and shall not permit any third party to: (a) scrape, crawl, harvest, or bulk-download any portion of the Service; (b) reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code or underlying structure of the Service; (c) interfere with, disrupt, overload, or attempt to gain unauthorized access to the Service or its supporting infrastructure; (d) use the Service to harass, abuse, or harm any person or for any unlawful purpose; or (e) access or attempt to access any account, data, or system that you are not authorized to access.

6. Billing and Subscriptions

WILCO Premium is offered on a monthly or annual subscription basis. Each subscription renews automatically at the conclusion of its then-current billing period, at the then-current rate, unless cancelled prior to the end of that period. You may cancel at any time through your account settings, which provide access to the Stripe billing portal; cancellation terminates future renewals and takes effect at the end of the billing period for which payment has already been made, and access to premium features continues through that date. Fees are not prorated or refunded for unused time: monthly subscriptions are not subject to partial refund upon cancellation, and annual subscriptions are billed in advance for the full term and are not refundable once the billing period has commenced. WILCO may modify its prices upon notice; no price change shall apply to a billing period for which payment has already been made, and existing subscribers retain their then-current rate through the end of that period. Payment is processed by Stripe, Inc., WILCO’s third-party payment processor. WILCO does not receive, process, or store payment card or other financial account information.

7. Intellectual Property

The WILCO name and marks, and the design, code, text, graphics, compilations, and all other materials comprising the Service, are the exclusive property of WILCO LLC or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws. Subject to your compliance with these Terms, WILCO grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Service for your personal, non-commercial purposes. No other right or license is granted, whether by implication, estoppel, or otherwise.

8. User Content

You retain all ownership rights in the notes, schedules, habits, and other content you create or submit through the Service (“User Content”). You grant WILCO a limited, worldwide, royalty-free license to host, store, reproduce, and transmit your User Content solely to the extent necessary to operate the Service and make that content available to you. This license terminates when the User Content is deleted from the Service, except to the extent it persists in routine backups for a commercially reasonable period.

9. Health and Medical Disclaimer

The Service does not provide medical advice, diagnosis, or treatment, and no content within the Service is a substitute for consultation with a licensed physician or other qualified health provider. You should consult your physician before commencing any exercise, nutrition, supplementation, fasting, or exposure protocol. Your use of the Service is subject to the Disclaimer, which is incorporated herein by reference.

10. Affiliate Relationships

WILCO participates in affiliate programs and may receive commissions in connection with purchases made through certain links within the Service, at no additional cost to you. Such relationships are described in the Affiliate Disclosure, which is incorporated herein by reference. WILCO does not control and is not responsible for the content, products, practices, or policies of any third-party site or merchant to which the Service links.

11. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. To the fullest extent permitted by applicable law, WILCO disclaims all warranties, whether express, implied, statutory, or otherwise, including the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. WILCO does not warrant that the Service will be uninterrupted, secure, timely, or error-free, that defects will be corrected, or that any data will be preserved without loss. Some jurisdictions do not permit the exclusion of certain warranties; in such jurisdictions the foregoing exclusions apply to the fullest extent permitted by law.

12. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall WILCO LLC or its members, managers, officers, employees, agents, or contributors be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, data, use, or goodwill, arising out of or relating to these Terms or your use of or inability to use the Service, whether based in contract, tort (including negligence), strict liability, or any other theory, and whether or not WILCO has been advised of the possibility of such damages. WILCO’s aggregate liability for all claims arising out of or relating to these Terms or the Service shall not exceed the greater of (a) the amounts you paid to WILCO in the twelve (12) months preceding the event giving rise to the claim, or (b) one hundred United States dollars (US $100). Some jurisdictions do not permit the limitation or exclusion of certain damages; in such jurisdictions the foregoing limitations apply to the fullest extent permitted by law.

13. Binding Arbitration; Class Action Waiver

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Service shall be resolved by final and binding individual arbitration administered in the State of Ohio, rather than in court, except that either party may bring an individual claim within the jurisdiction of a small claims court. YOU AND WILCO EACH WAIVE THE RIGHT TO A TRIAL BY JURY AND THE RIGHT TO PARTICIPATE IN ANY CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. If any portion of this Section 13 is held unenforceable, that portion shall be severed and the remainder shall be given full effect, except that if the class action waiver is held unenforceable as to a particular claim, that claim shall proceed in court and all other claims shall remain in arbitration.

14. Suspension and Termination

WILCO may suspend or terminate your access to the Service, in whole or in part, at any time and without prior notice, for violation of these Terms or for conduct that WILCO reasonably determines to be harmful to the Service or to other users. You may discontinue use of the Service and request deletion of your account at any time. Sections 7, 8, and 11 through 16 survive any termination of these Terms.

15. Governing Law and Venue

These Terms and any dispute arising out of or relating to them or the Service are governed by the laws of the State of Ohio, without regard to its conflict of laws principles. Subject to Section 13, the state and federal courts located in the State of Ohio shall have exclusive jurisdiction, and you consent to personal jurisdiction and venue in those courts.

16. General Provisions

These Terms, together with the Privacy Policy, Disclaimer, and Affiliate Disclosure, constitute the entire agreement between you and WILCO with respect to the Service and supersede all prior understandings on that subject. If any provision is held invalid or unenforceable, that provision shall be enforced to the maximum extent permissible and the remaining provisions shall remain in full force and effect. No failure or delay by WILCO in exercising any right constitutes a waiver of that right. You may not assign or transfer these Terms without WILCO’s prior written consent; WILCO may assign these Terms without restriction. Nothing in these Terms creates any partnership, joint venture, employment, or agency relationship between the parties.

17. Modifications to the Terms

WILCO may amend these Terms from time to time. Amended Terms will be posted on this page together with a revised effective date. Your continued use of the Service following the posting of amended Terms constitutes your acceptance of them.

18. Notices and Contact

Notices and inquiries regarding these Terms may be directed to WILCO LLC at support@wilco.today.

Effective Date

September 2, 2026

WILCO